Trying my best to kill off my bad debts : Credit Cards and PTPTN. Almost everybody that I know is struggling with these two 'best friends' especially those around my age. It's like a poison candy. So yummy, red ruby like colour, but you know you will be in lot of pain when you eat it. But you still have to eat it because its too delicious to resist. Or rather there was NO other candy available and you need a candy to survive.
I can't change the history. The fact that I succumb to the poison candy temptation. But I CAN change the future. But there's a mountain to climb. I have no other resources. No piggy bank. No daddy and mummy bank. Or a fat checque from my beloved husband. Just my not-so-fat paycheck which I need for my shopping spree. What should I do my friend? I hate MLM. I am no insurance agent cum mutual funds agent wannabe. I am dead lazy. How do I overcome this? I mean not having extra money. Not the I-am-dead-lazy disease.
As far I started meddling with my own money, there's a definite conclusion; If you want to be debt-free, you have to be desire-free. Unless you inherit crazy money from your super great ancestors , OR, your generous partner IS the crazy money machine.But really, who in this materialistic world ain't got a single dime of debt? No car? No student loan? No credit card? No property? No nothing? Out of 10 people you know...how many is totally debt-free when they enter adulthood?
Money, maths, numbers makes my head spinning round and round. And I am not even tipsy.
Great great great. What else can I say?
P.s Scheduled auto-deduct from my bank account for every month to pay the damn-high-interest-PTPTN. Damn. Less one shoes allocation.
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